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Pin13K 13K Shares Looking for ways to save money this year?
Want to boost your savings in a tough economy with little effort or pain? Some of these tips will score you instant dough, while other money saving suggestions require year round strategies to amass the moolah.
Pay off Your Credit Card. Stop paying the bare minimum on your credit cards. Paying just the minimum usually percent only prolongs the agony and increases the amount of interest paid to the bank.
Save yourself over 20 percent in interest charges by fully paying off your credit card debt. Depending on your debt, you may add thousands to your wallet.
Check out this handy Credit Card Calculator to calculate your interest payments based on your minimum monthly payment. Get a Better Credit Card. Not all credit cards are created equal. Reading the small print will help you to make the most of your credit card and keep fees and charges to a minimum, saving bundles of bucks every year.
There are costs to investing your hard earned dollars. Learning how to minimize these costs can save you thousands in management expense ratio fees MERstrailer fees, and broker fees. Always read your investment fund prospectus to better understand how these hideous fees can eat up your fund portfolio returns year after year.
These 5 Investing fees that devour your savings could cost you a huge fortune. Eating out costs big bucks. Stop spending mega moolah muddling your midday meal munching on take out lunches. Bringing a brown bag lunch to school or work every day will save your thousands this year.
Try these Five Frugal Lunches for some ideas. Like a daily latte or coffee? These seemingly small drips of dollars can really add up!
Forget the daily coffee break and make your own hot beverages to save lots of loot. Get out your policy and raise the deductibles on your car and home insurance. Buy a Cheaper Car. Pimping in a flashy vehicle? A smaller or less expensive model can save you big bucks and still get you from point A to point B in style.
Lose the Extra Car. Get creative and optimize the usage of a single family car to save huge money on insurance, gas, and car payments. You may be surprised how much money can be saved by reducing the number of cars parked in your driveway.
I did this years ago and lived to tell the tale. I tend to carpool or ride the bus on rainy days. The only time a warranty makes sense is if a repair will devastate your budget. Skip mortgage and accidental death insurance as it only covers you in specific cases. Get life insurance to cover you no matter the cause of death.
Avoid Whole Life Insurance. Whole life policies are expensive for the policy owner and lucrative for the policy seller. Term policies, which cover you for a set period, are FAR less expensive.
I love kids, but insurance for children makes no financial sense. Buy life insurance to replace the income of the family breadwinner sthose you are dependent on. Get a High Interest Savings Account. Switch your savings account to a high interest account, like those offered through ING Direct.1.
Turn off unnecessary lights Two watt incandescent bulbs switched off an extra two hours per day could save you $15 over a year. Better yet, switch to LED. Cows Save the Planet: And Other Improbable Ways of Restoring Soil to Heal the Earth [Judith D. Schwartz, Laura Jorstad, Gretel Ehrlich] on benjaminpohle.com *FREE* shipping on qualifying offers.
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Let David Bach show you a whole new way to prosper—by going green Internationally renowned financial expert and bestselling author David Bach has always urged readers to put . Welcome Green Monsters!
We're your online guide to making conscious choices that help people, animals and the planet. Mycologist Paul Stamets lists 6 ways the mycelium fungus can help save the universe: cleaning polluted soil, making insecticides, treating smallpox and even flu viruses.
Carbon emissions from fossil fuel burning are projected to double in the next 50 years and if this trend continues, it can lead to significant .